EFFECTIVENESS OF INTEGRATED APPROACH OF TRAINING AND MICRO-CREDIT PROGRAM FOR POVERTY REDUCTION OF RELOCATED PEOPLE IN GUCHCHHOGRAM

Guchchhogram (GG) project is a rehabilitating project by which climate victim landless people have been relocating to government khas land and providing training and microcredit program for the socio-economic development. This study aimed to assess the effectiveness of training and micro-credit programs on the poor households of the GGs. This study was conducted from May to August 2019 in five districts of the Rangpur and Rajshahi divisions of Bangladesh. To fulfil the aims data were collected from 139 respondents of five sample GGs. The results indicate that training and microcredit programs created a positive impact on the household of the GGs. Result shown that 74.8% of the households were engaged in different income generating activities after receiving training and micro-credit loans as well as 54.25% of households were able to enhance their income from the IGAs. It needs to strengthen the training and micro-credit program in GGs. Moreover, a sufficient amount of loan should be sanctioned and all the people of GG are needed to engage in micro-credit program reverting beneficiaries in the mainstream of the society.